e-TeleQuote Insurance Inc. is an independent digital insurance agency headquartered in Clearwater, Florida, providing consultation and enrollment services for Medicare Insurance Plans. e-TeleQuote employs hundreds of licensed professionals, who help Medicare beneficiaries choose the right health insurance plan for their needs.
e-TeleQuote primarily provides services related to Medicare plan options. Medicare, a federal health insurance program, covers necessary medical expenses for people aged 65 and older, or for those under 65 years old with disabilities.
Medicare offers two main plans: Original Medicare (Part A and Part B) or a Medicare Advantage Plan (Part C). Some people also buy additional coverage such as Medicare Prescription Drug Coverage (Part D) or a Medicare Supplement Insurance plan also known as Medigap.
Original Medicare (Part A and B) covers hospital stays in full for 60 days, and has affordable copays for any additional days. Medicare insurance covers 80 percent of outpatient medical costs. This includes medical tests, vaccinations, transport for treatment purposes, medicines and equipment prescribed by a doctor. The choice of doctors, hospitals, and other providers that accept Medicare, is available to beneficiaries.
Medicare Advantage Plans (Part C) are private insurance plans offered by private companies that are contracted with Medicare. These plans offer additional coverage, on top of Medicare Part A and Part B benefits. This extra coverage may include vision, hearing, dental, and/or health and wellness programs. All Medicare Advantage Plans also cover emergency or urgent care.
Medicare Advantage Plans include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans (PFFS), Special Needs Plans (SNP), HMO Point Of Service (HMOPOS), and Medical Savings Account Plans (MSA). Medicare Advantage Plans are available to those enrolled in Original Medicare, with the exception of people suffering from End-Stage Renal Disease (ESRD), with some exceptions.
Medicare Prescription Drug Plans subsidize the costs of prescription drugs for Medicare beneficiaries. Most Medicare Advantage Plans cover prescription drugs, but if they don’t, a separate Medicare Prescription Drug Plan is available. Enrolling in a Medicare Prescription Drug Plan will result in disenrollment from the Medicare Advantage Plan and a return to Original Medicare.
Medicare Supplement Plans are private insurance plans that cover some health care costs that Original Medicare doesn’t provide for, like copayments, coinsurance, and deductibles. Those enrolled in a Medicare Advantage Plan, cannot use Medicare Supplement Insurance to pay for plan costs.
e-TeleQuote Insurance, Inc. is licensed to represent several leading Medicare plans including; Humana, United Healthcare, Mutual of Omaha, and Aetna.
An e-TeleQuote licensed sales agent can be reached at 855-844-0155, or by visiting online at www.etelequote.com
You can also access additional services and resources through a dedicated e-TeleQuote Insurance mobile application: e-TeleQuote Health Companion. The application offers a simple and easy-to-use guide to explore and buy Medicare insurance plans. It also features some useful and interactive tools: the Health Kit to monitor blood pressure and diabetes, track calories, and set prescription reminders; in-app calling to licensed health insurance agents; and health tips for a healthy lifestyle.
Subscribe to the company Facebook, Twitter and YouTube accounts for regular updates, or visit the e-TeleQuote blog for health news, information and advice.
This is not a complete description of e-TeleQuote Insurance. Inc., the services it offers, or Medicare Insurance Plans. For details please visit www.etelequote.com and www.medicare.gov.